Thom MacFarlane is a mortgage lending professional who has spent his entire career in residential and investment property lending. Thom has advised and assisted in 1,000s of transactions by helping clients in mortgage planning, executing real estate investment strategies and representing them in procuring their real estate financing. In addition Thom  has owned, operated, renovated and sold residential income producing properties and has  been involved in numerous transactions as a buyer, seller, the broker and/or as a business partner. The types of loan that Thom originates are:

FHA | Conventional | VA | Investment|HARP|Streamline|Private Money

Thom is adept at navigating the legal, regulatory and guidelines that are inherent in today's mortgage markets. working closely with his processing staff,  underwriters and lenders to get deals done. Thom has access to nearly a 100 lenders nationwide in order to get your DEAL closed!

Thom is the proud father of 2 adult sons and husband to lovely wife, Kathy.  They have resided in Scripps Ranch, California since 1987, where Thom practices his basketball skills with his mature peers, loves to take classes at the local gym,  enjoys outdoor activities and the lifestyle of being a San Diegan.